I never really worried about my credit score or anything that pertained to finances in my household until around about 2010…when my ex and I called it quits for good!! And so began a hard and fast lesson in “you are screwed, girl!” About 3 yrs ago I found Credit Karma but it wasn’t then what it is now…or maybe it was but I didn’t pay attention,lol! But a few months ago I was just at my wits end with some legal stuff connected with my house, a house that I was supposed to be “buying” thru owner financing…BECAUSE I didn’t have credit! Not even enough to finance a box of crayons!!! I wanted my scores!!! I wanted my credit report!!! And last but not least by any means…I NEEDED HELP!!! REAL HELP!! And once I got deep diving into this app and saw what was available to me information wise and how simple and straightforward they explained everything and told you step by step the…who, what, when, why and where…man o man, I was amazed AND I WAS P!SSED cause I could have been doing all this YEARS ago, been able to buy my house with a conventional loan or even possibly cash!!! Credit Karma has changed my life!!! It has given me HOPE for my future and even now, at 53yrs old, I feel like I’m getting control over my life…so shouting this from the rooftops…THANK YOU CREDIT KARMA-Angela K MoralesĪbsolutely worth the 5 star review for too many reasons to list here but one thing I will say for anyone just coming across Credit Karma or anyone just simply looking into joining Credit Karma, it’s 100 percent worth it in my opinion. Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC CA resident license #0172748). Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at | California loans arranged pursuant to a California Financing Law license. Mortgage products and services offered through Credit Karma Mortgage, Inc. Those members who found personal loans through Credit Karma had estimated interest rates that were 32% lower on average than those who found personal loans outside Credit Karma. Estimated average interest rates for members who found personal loans through Credit Karma were compared with estimated average interest rates for members who found personal loans elsewhere. ****Based on aggregate member personal loan origination data from July 2020 to December 2020. ***Karma Drive is not available in all states. **Based on a comparison of Credit Karma member approval rates in 2021 vs national approval rates for general purpose credit cards from 2020 according to the Consumer Financial Protection Bureau’s 2021 Consumer Credit Card Market Report (36%) If you're not approved, you can receive a payment from Credit Karma. Download the Credit Karma app and create your own karma today.īanking services provided by MVB Bank, Inc., Member FDIC. Join more than 120 million members and get all these features, and more, for free. Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports.Free ID monitoring – Check your free reports to spot potential identity theft and get tips for keeping your personal information safer.Explore the Relief Roadmap - Connect to government stimulus programs, unemployment benefits, debt relief opportunities, loan options and more.Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, you can compare personal loan offers on Credit Karma (members who compare offers on Credit Karma save an average of 32% on interest rates!).****.Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter.Karma Drive – Track your safe driving score to see if you can unlock lower car insurance rates.***.Auto savings and more – Tune up your auto loan, see about saving on insurance, see open recalls and find vehicle records.And thanks to Karma Confidence technology, our members get approved 66% more often.** Credit card choices – Browse great credit card offers based on your unique credit profile.Karma Confidence – See personalized offers and know your chances of approval for a personal loan or credit card before you apply.Credit Karma Money™ Save – No fees with this interest-bearing savings account.Credit Karma Money™ Spend – A checking experience* with Early Payday.Check your free credit scores – Learn what affects your credit scores and how you can take control. Get the money app where your hard work pays off with a new credit score, a new credit card or even a new house.
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